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AA Guaranty Assurance Co., Inc. was originally registered as Northwest Insurance and Surety  Company, Inc. (NSIC) with the Philippine Securities and Exchange Commission on March 10, 1959. It was  granted the certificate of authority by the Insurance Commission to engage in the business and operation  of all kinds of insurance at sea, on land, of properties, goods and merchandise, and all forms of transportation and conveyance against fire, earthquake, marine perils, accidents, suretyship and all other forms and lines of insurance authorized by law, except life insurance.

An extension of its corporate life for another 50 years was granted on May 8, 2009.

On December 15, 2015, a group of shareholders owning 2,499,997 shares of stock representing 92% of  the outstanding share capital of Northwest Insurance and Surety Company, Inc. sold their respective  shareholdings to Reliance Surety and Insurance Company Inc. (RSI). Effective on that date, RSIC became  the company’s parent company.

On June 19, 2017, the Board of Directors approved the change in corporate name to AA Guaranty Assurance Co., Inc. including the amendment of principal office and authorized share of capital. The amendments were approved by the SEC on September 8, 2017. Located in Binondo, AA Guaranty Assurance Co., Inc. puts in a lot of value  to our policy holders.

AA Guaranty Assurance Co., Inc. has a new set of Board of Directors who are mostly independent and who can boost their technical  skills and expertise in their chosen fields.


Everyday, the company aspires to be a responsible member of corporate society.

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    AA Guaranty Assurance Co., Inc. protects the interests of all policy holders, claimants, creditors and minority shareholders by disclosing controlling and substantial interests and by complying with the provisions of Title 20 Chapter III of the Insurance Code on Holding Companies and related party transactions.

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    AA Guaranty Assurance Co., Inc.’s board ensures that company’s assets are safe and protected from risks such as underwriting risks, reinsurance risks, investment risks, geographical risks, operational risks and legal risks.

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    The aim is to maximize the performance of the company and to ensure the financial soundness of the company. Hence, reports closely reflects the outcome of AA Guaranty Assurance Co., Inc.’s operations and its financial strengths.

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    AA Guaranty Assurance Co., Inc. ensures that it is publicly accountable in a fair, honest and equitable manner. Officers and employees of AA Guaranty Assurance Co., Inc. do not have any conflicts of interests in the performance of their responsibility in providing services not only to the company but also to the public.