Company Background

AA Guaranty Assurance Co., Inc. is one of the premier non-life insurance companies in the Philippines. It started its operation on March 10, 1959. At the time, the company concentrated on issuing bonds. In 1960, the company added motor car, fire and marine insurance to its product line. Over the years, the company built its reputation as a solid and dependable non-life insurance company in the Philippines. Located in Binondo, we put a lot of value not only for our brokers and agents but also to our policy holders.

Incorporated On March 10, 1959
Commenced Business on March 16, 1959
Administrative Order No. July 31, 1959
Tax Indentification No. 000-881-312-000V
Vat Registration No. 94-300-001158
Beginning Paid-Up Capital as of March 16, 1959 Php 500,000.00
Paid- Up Capital Php 490,500,000
Authorized Capital Stock 1,200,000,000 shares
Issued Capital Stock 490,500,000 shares
President from 1959 to 1982 Mr. Ang E. Han
President from 1982 to June 2013 Mr. Ang Ka Bo
President from 2013 to 2015 Olivia Ng Cha Ang
President from 2016 to 2017 Andrew Dee Co
2018 Rebecca B. dela Cruz


Our vision is to be the Premier Insurtech Company in the Philippines.


AA Guaranty Assurance Co., Inc. shall deploy a platform that will be used for advancing the Insurance Industry through system and product innovations.

AAGA is composed of passionate individuals with creative minds and skills that will drive change from within the Non-Life Insurance industry.

We shall carry-out this mission by:
1. Providing our business partners with insurance programs and events to create pathways for success:

  • Establish and run a robust Insurtech IT Platform
  • Partner with related IT solutions providers to enhance capability of Insurtech IT Platform

2. Providing our business partners and investors with high grade & unlimited investment opportunities.
3. Providing our partners and stakeholders access to innovative non-life insurance solutions and resources that will help the industry move forward.
4. Collaborating with other related institutions and agencies.

Core Values

C    reativity & Innovation
H   umanity & Diversity
I     ntegrity & Professionalism
E    xcellent Customer Service

Board of Directors

Board of Directors

Jan Frederic L. Chiong
Rebecca B. Dela Cruz
Wonsuk Heo
Wai Kwan Leung
Jocelyn Cabreza

Management Team


Rebecca B. Dela Cruz


Karen Ann L. Perez

Corporate Secretary

Kimberly Joy L. Baraoidan

Corporate Governance

  • 1

    AAGA protects the interests of all policy holders, claimants, creditors and minority shareholders by disclosing controlling and substantial interests and by complying with the provisions of Title 20 Chapter III of the Insurance Code on Holding Companies and related party transactions.

  • 2

    AAGA’s board ensures that company’s assets are safe and protected from risks such as underwriting risks, reinsurance risks, investment risks, geographical risks, operational risks and legal risks.

  • 3

    The aim is to maximize the performance of the company and to ensure the financial soundness of the company. Hence, reports closely reflects the outcome of AAGA’s operations and its financial strengths.

  • 4

    AAGA ensures that it is publicly accountable in a fair, honest and equitable manner. Officers and employees of AAGA do not have any conflicts of interests in the performance of their responsibility in providing services not only to the company but also to the public.


We are here to answer any questions you may have about our products. Reach out to us and we’ll respond to you as soon as we can.